Terms of Service

1. Acceptance of Terms

By accessing or using FarooqLabs ("the Site"), operated by FAROOQ LABS LTD (Company Number: 17417592, "the Company", "we", "our", or "us"), you agree to be bound by these Terms of Service. If you do not agree, please do not use the Site.

2. Nature of the Platform

FarooqLabs is operated by FAROOQ LABS LTD as a technical research platform and experimental sandbox. While FarooqLabs offers paid access passes to certain experimental tools and interactive charts, it operates strictly as an independent computer science and mathematical research sandbox, not a financial services enterprise, investment firm, or brokerage.

The content, charts, simulators, and mathematical extrapolations provided across this site are strictly for educational, historical modeling, and experimental software development purposes. Nothing on this website constitutes financial, investment, legal, tax, or trading advice. Users must not base real-world capital allocation or investment decisions on the mathematical models displayed.

Regulatory Status: FAROOQ LABS LTD is not authorized or regulated by the UK Financial Conduct Authority (FCA) or any financial regulatory authority. We do not provide financial promotions, financial services, arranged investments, or custodial asset activities.

3. Paid Educational Access Passes & Cancellation Rights

FarooqLabs provides optional access tiers (such as 24-hour passes, monthly research access, or annual passes) unlocking experimental software features, higher rate limits, and interactive mathematical parameters.

Immediate Digital Delivery & Statutory Waiver: By completing payment via card (Stripe) or Bitcoin Lightning rails, you expressly request immediate digital performance and access to the software. You acknowledge and agree that upon commencement of access, you lose any statutory 14-day right of withdrawal or cooling-off period under consumer contract regulations. All fees paid are strictly for educational software computational access and are non-refundable once provisioned.

4. AI Automation and Content

Automated Pipeline: This site utilizes an automated pipeline. The vast majority of the content, code snippets, and research articles are generated by Artificial Intelligence. The human author acts solely as the systems architect and curator for educational exploration.

Because the content is generated by AI, we do not guarantee its accuracy, completeness, or suitability for any specific overarching purpose. You consume and apply this information at your own risk.

5. Professional & Personal Disclaimer

These projects utilize an independent technical environment and do not use proprietary assets or employer-provided resources. The outputs expressed here are generated by AI; they do not necessarily reflect the personal views of the curator, nor do they reflect the views or technical standards of the curator's employer.

6. Intellectual Property

The structural code, trademarks, and overarching architecture of FarooqLabs are the intellectual property of FAROOQ LABS LTD. However, the AI-generated textual content and images are provided for educational and illustrative purposes.

You are welcome to reference or learn from the experiments documented here, provided you acknowledge the experimental and AI-assisted nature of the source material.

7. User Conduct

When interacting with the Site (such as utilizing the contact form), you agree not to submit malicious code, spam, or abusive language. We reserve the right to ignore, block, or delete any communications that violate these terms.

8. Limitation of Liability

As-Is Clause & Financial Liability Cap

The Site and its contents are provided on an "as-is" and "as-available" basis. In no event shall FAROOQ LABS LTD, its directors, officers, employees, or affiliated AI services be liable for any direct, indirect, incidental, or consequential damages or financial losses arising from your use of or reliance upon the Site or its educational mathematical tools.

To the maximum extent permitted by applicable law, the total liability of FAROOQ LABS LTD for any claim arising out of or relating to these terms or use of the service shall strictly not exceed the total amount actually paid by the user for the specific access tier or service giving rise to the claim.

9. Modifications to Terms

We reserve the right to modify these Terms of Service at any time without prior notice. Your continued use of the Site following any changes constitutes your acceptance of the new terms.